Have you become numb to your financial stress? Do you have debt that you don't regularly think about paying off? Do you know EXACTLY how much you Gave Away through interest last month? If you answered 'no' to any of these questions; then you're at least partially numb.

It's time to wake up and feel your own financial pain!

This is a very simple process.
STEP 1: (This is the hard part) List ALL of your debts. Beside each debt, write the exact amount of interest that you paid last month. NOT your monthly payment. Just the interest part of your payment. You'll have to pull out those statements and find it; but this is well worth your time. Do it now ... continue reading later. Make your list.

STEP 2: Add up all the interest that you paid last month. We're after a TOTAL INTEREST PAID LAST MONTH. Now multiply that by 12 to get an approximate number for 1 year.

STEP 3: Think of the things you could have done with that interest money.

That's it! Are you feeling some pain yet? Could you have paid cash for a vacation? Could you be saving part of that money for retirement and still have extra? Could you have paid cash for some new furniture? All of that interest money is GONE! You bought nothing but time with that money and you can't get it back. The worst part is that you're probably going to do it again this year.

So how do you stop this madness? Simple. Get out of debt! You're in debt because you couldn't wait until you saved the money to buy whatever you bought. You fell into the 'Get it now' trap and tried to keep up with the Joneses. The problem is that not every one can be the Joneses.   SO STOP TRYING.   Just be yourself.   Even the Joneses have trouble keeping up with their set of Joneses. Even Bill Gates doesn't have everything. So stop borrowing to get what you'll never achieve ... a FAKE 'STATUS'. If you want a higher 'STATUS' in your community, make the money first and Pay Cash. It's way more impressive when you can say you don't have any payments on your new car, or other thingy.

The feeling of paying cash for your big screen TV sure beats the feeling of a monthly credit card bill. If you buy your stuff on credit, if feels good that day. If you buy your stuff with cash, if feels good every time you use your stuff. You'll enjoy your TV more just knowing that there's no bill coming in the mail. You'll relax more. You'll feel better. You'll have less stress.

Get those debts paid off and start saving all that interest. Start enjoying vacations again.