A Budget is just a plan. It's WORTHLESS without your Action, to live by it.

Envelopes are a great way to implement a budget and Control your finances.
   BUT ... no one has the discipline that's needed, to live by the envelopes.
They're just ... too much work.

The Secret is ... make your bank do all the hard envelope work.
Learn how to apply your bank's tools in a way that works better for you.
Get TABS, The Automatic Budgeting System  today, and learn how to set up
Automatic Envelopes, in less than 1 hour, at your own bank.

Yes, it really is that simple.
I know, because I use TABS.

Mark Burkholder

It's your money.  Do you want to Control it? ... or it ... Control You?